Wedding Budget Calculator — the total, per guest, and per month

Add up the big lines of an Indian wedding — catering by the plate, venue and decor, outfits and jewellery, photos — and see the total, the cost per guest, and what to save each month until the day.

guests
months
THE WEDDING WILL COST
₹16,10,000
Per guest₹5,367Save a month₹1,01,000

Where the money goes

Venue & decor: ₹5,00,000 (31%)Outfits & jewellery: ₹4,00,000 (25%)Everything else: ₹7,10,000 (44%)31%
  • Venue & decor₹5,00,00031%
  • Outfits & jewellery₹4,00,00025%
  • Everything else₹7,10,00044%
Catering₹3,60,000
Venue & decor₹5,00,000
Outfits & jewellery₹4,00,000
Photos & video₹1,50,000
Everything else₹2,00,000
Still to save₹10,10,000

Turn this into a goal in Spendly: money you keep for it stays in your bank but stops counting as spendable.

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How it is calculated

Catering is guests × the per-plate price, usually the biggest line that grows with the guest list. Venue and decor, outfits and jewellery, photos and video, and everything else (invites, travel, mehendi, gifts) are added as totals.

What you have saved comes off the total, and the rest is divided by the months left. Every ₹100 on the per-plate price changes the budget by ₹100 × guests — the fastest lever is the guest list.

Total = guests × per plate + venue + outfits + photos + other
Cost per guest = total ÷ guests · Save a month = (total − saved) ÷ months
Example. 300 guests at ₹1,200 a plate, ₹5 lakh for the venue and decor, ₹4 lakh for outfits and jewellery, ₹1.5 lakh for photos and ₹2 lakh for the rest: ₹16.1 lakh, about ₹5,367 a guest. With ₹6 lakh saved and 10 months to go, that is ₹1,01,000 a month.

Questions

How much does an Indian wedding cost?

Anything from a few lakh to several crore; the guest list and venue decide most of it. Put your own quotes in the calculator rather than relying on an average.

Should I take a loan for a wedding?

A personal loan at 11–16% for a one-day event can take years to repay. Saving for it as a goal, even a smaller one, usually costs far less.

How do I cut a wedding budget?

Fewer guests, a weekday or off-season date, and fewer functions save the most. Small cuts in many lines add up less than one big decision.

Can Spendly help me save for a wedding?

Yes. Make it a goal: money you keep for it stays in your bank but stops counting as spendable, and Spendly shows if you are on track.

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