Free tools

Money calculators, the way Indian banks and funds count

Plan a SIP, check a loan’s EMI, see what an FD pays, find your SIP’s real return, or work out what to put away for a goal. No sign-up, nothing stored.

Guides

Track it for real — free.

Banks, cards, bills, EMIs, goals and every investment in one app, with the one number that matters: what’s safe to spend.

Start using Spendly →

No bank login · no card · works in any browser