Turn on bank transaction alerts (email and SMS)
Automatic tracking is only as complete as your bank’s alerts. Check these once and every payment gets recorded.
SMS alerts
Indian banks send SMS alerts for debits and credits to your registered mobile number. If you are not getting them, update your mobile number with the bank (branch, net banking or the bank’s app) — the same number you use the Spendly Android app on.
Email alerts
Email alerts are often off by default or cover only some transactions. In your bank’s net banking or mobile app, look under profile, settings or service requests for “alerts”, “e-mail alerts” or “transaction alerts”, and turn on email for debits and credits on each account and card. Check that the registered email is the Gmail you connect to Spendly. Menu names differ by bank and change over time.
The 30 banks Spendly reads
Alerts from these banks are read automatically. Alerts from other banks are not read yet — you can still add those transactions by hand.
| Bank | Bank | Bank |
|---|---|---|
| HDFC Bank | ICICI Bank | SBI |
| Axis Bank | Kotak | Punjab National Bank |
| Bank of Baroda | Yes Bank | IndusInd Bank |
| IDFC First Bank | Canara Bank | Union Bank of India |
| Bank of Maharashtra | Bank of India | IDBI Bank |
| Federal Bank | Indian Bank | Central Bank of India |
| Indian Overseas Bank | UCO Bank | Punjab & Sind Bank |
| RBL Bank | Bandhan Bank | AU Small Finance Bank |
| DBS Bank | CSB Bank | South Indian Bank |
| Karur Vysya Bank | Paytm Payments Bank | Airtel Payments Bank |
After turning them on
Connect the Gmail in Spendly’s Auto tab (and turn on bank SMS in the Android app). New alerts are picked up from then on — see how automatic tracking works.
Start tracking free. With Premium, your bank’s own alert emails and SMS add each payment for you.
Start tracking →Questions
Why is a payment missing in Spendly?
Usually the bank did not send an alert for it, or sent it to a different email. Check your alert settings and the registered email.
My bank is not on the list. What can I do?
Add those transactions by hand for now; tell us which bank you use so it can be added.
Do I need both SMS and email?
Either works. With both, Spendly pairs the two alerts and records the payment once.