Inflation Calculator — what your money will be worth

Enter an amount and a number of years. See what the same things will cost then, and what that amount will really buy.

years
%
WHAT IT WILL COST
₹1,79,085
Today₹1,00,000Price rise₹79,085

🎈 In today’s money at 6% inflation

₹1,00,000 in 10 yrs buys what₹55,839
Buying power lost44%

How it is calculated

Inflation raises prices a little every year, and the rises compound. At 6% a year, prices roughly double in 12 years.

The calculator works both ways: today’s price grown to the future, and a future amount brought back to today’s rupees.

Future cost = amount × (1 + inflation)^years
Worth today = amount ÷ (1 + inflation)^years
Example. Things that cost ₹1,00,000 today will cost about ₹1,79,085 in 10 years at 6% inflation. Turned around, ₹1,00,000 received in 10 years buys only what ₹55,839 buys now — 44% of its buying power gone.

Questions

What inflation rate should I use for India?

About 6% a year is a common long-run figure for consumer prices. Education and health costs have often risen faster, at 8–10%.

How long does it take for prices to double?

Divide 72 by the inflation rate: at 6%, about 12 years; at 8%, about 9 years.

How do I beat inflation?

Your money has to grow faster than prices after tax. Savings accounts and many FDs barely keep up; long-term equity has historically done better, with more ups and downs.

Does Spendly show returns after inflation?

The free calculators on this site all show an “in today’s money” figure, and Spendly shows the real return of your investments.

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